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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,258 | $92,743-50.1% | $82,744-44.1% | $134,532-65.6% |
| Participation rate | 83.3% | 75.2%+8.1pp | 72.6%+10.8pp | 81.2%+2.1pp |
| Annual return | -20.32% | 946.63%-967.0pp | 702.22%-722.5pp | 418.27%-438.6pp |
| Employer contribution / active EE | $4,167 | $3,273+27.3% | $3,008+38.5% | $4,741-12.1% |
| Participant deferral / active EE | $11,133 | $4,802+131.9% | $4,395+153.3% | $6,401+73.9% |
| Admin fee / account holder | $530 | $5,977-91.1% | $5,325-90.0% | $11,429-95.4% |