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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,176 | $90,509-70.0% | $78,693-65.5% | $273,968-90.1% |
| Participation rate | 66.7% | 76.5%-9.9pp | 73.6%-6.9pp | 83.0%-16.3pp |
| Annual return | 3.95% | 75.61%-71.7pp | 62.18%-58.2pp | 41.45%-37.5pp |
| Employer contribution / active EE | $2,600 | $3,175-18.1% | $2,850-8.8% | $4,869-46.6% |
| Participant deferral / active EE | $2,600 | $3,901-33.4% | $3,517-26.1% | $5,287-50.8% |
| Admin fee / account holder | $2,448 | $5,264-53.5% | $4,511-45.7% | $10,132-75.8% |