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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,917 | $148,582+6.3% | $135,942+16.2% | $139,456+13.2% |
| Participation rate | 94.1% | 83.9%+10.3pp | 81.9%+12.2pp | 80.3%+13.8pp |
| Annual return | 14.50% | 79.26%-64.8pp | 68.28%-53.8pp | 373.45%-358.9pp |
| Employer contribution / active EE | $6,325 | $5,245+20.6% | $4,858+30.2% | $4,753+33.1% |
| Participant deferral / active EE | $13,299 | $8,101+64.2% | $7,759+71.4% | $6,711+98.1% |
| Admin fee / account holder | $10,769 | $12,402-13.2% | $10,7640% | $11,407-5.6% |