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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,968 | $138,102+4.2% | $125,381+14.8% | $134,532+7.0% |
| Participation rate | 94.4% | 84.5%+9.9pp | 82.4%+12.1pp | 81.2%+13.2pp |
| Annual return | -20.58% | 750.73%-771.3pp | 572.31%-592.9pp | 418.27%-438.8pp |
| Employer contribution / active EE | $8,749 | $5,245+66.8% | $4,815+81.7% | $4,741+84.5% |
| Participant deferral / active EE | $15,386 | $7,801+97.2% | $7,448+106.6% | $6,401+140.4% |
| Admin fee / account holder | $1,870 | $11,568-83.8% | $10,007-81.3% | $11,429-83.6% |