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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,450 | $96,691+12.2% | $86,656+25.2% | $139,487-22.3% |
| Participation rate | 92.9% | 74.4%+18.4pp | 71.7%+21.2pp | 80.3%+12.5pp |
| Annual return | 19.95% | 106.87%-86.9pp | 593.09%-573.1pp | 373.84%-353.9pp |
| Employer contribution / active EE | $2,649 | $3,267-18.9% | $3,025-12.4% | $4,755-44.3% |
| Participant deferral / active EE | $2,236 | $4,838-53.8% | $4,439-49.6% | $6,713-66.7% |
| Admin fee / account holder | $327 | $6,414-94.9% | $5,619-94.2% | $11,407-97.1% |