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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,106 | $103,038-26.1% | $90,324-15.7% | $152,909-50.2% |
| Participation rate | 84.6% | 75.9%+8.7pp | 73.3%+11.3pp | 82.5%+2.2pp |
| Annual return | 24.97% | 95.25%-70.3pp | 78.15%-53.2pp | 345.46%-320.5pp |
| Employer contribution / active EE | $4,997 | $3,141+59.1% | $2,856+75.0% | $4,764+4.9% |
| Participant deferral / active EE | $4,862 | $4,282+13.6% | $3,885+25.1% | $5,851-16.9% |
| Admin fee / account holder | $1,752 | $6,177-71.6% | $5,356-67.3% | $11,601-84.9% |