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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,374 | $100,938-4.5% | $90,461+6.5% | $158,982-39.4% |
| Participation rate | 80.0% | 75.0%+5.0pp | 72.7%+7.3pp | 82.0%-2.0pp |
| Annual return | 18.38% | 1727.20%-1708.8pp | 1294.76%-1276.4pp | 302.99%-284.6pp |
| Employer contribution / active EE | $2,689 | $3,691-27.2% | $3,264-17.6% | $4,763-43.6% |
| Participant deferral / active EE | $4,660 | $4,350+7.1% | $3,964+17.6% | $5,983-22.1% |
| Admin fee / account holder | $1,104 | $6,510-83.0% | $5,617-80.3% | $11,252-90.2% |