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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,374 | $100,868-4.5% | $90,414+6.6% | $158,931-39.4% |
| Participation rate | 80.0% | 75.0%+5.0pp | 72.7%+7.3pp | 82.0%-2.0pp |
| Annual return | 18.38% | 1724.58%-1706.2pp | 1293.19%-1274.8pp | 302.86%-284.5pp |
| Employer contribution / active EE | $2,689 | $3,689-27.1% | $3,262-17.6% | $4,761-43.5% |
| Participant deferral / active EE | $4,660 | $4,348+7.2% | $3,963+17.6% | $5,982-22.1% |
| Admin fee / account holder | $1,104 | $6,502-83.0% | $5,611-80.3% | $11,247-90.2% |