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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $914,274 | $156,398+484.6% | $147,318+520.6% | $138,895+558.2% |
| Participation rate | 87.5% | 83.8%+3.7pp | 82.1%+5.4pp | 79.9%+7.6pp |
| Annual return | 17.47% | 78.75%-61.3pp | 70.43%-53.0pp | 145.39%-127.9pp |
| Employer contribution / active EE | $21,326 | $4,853+339.4% | $4,593+364.3% | $4,194+408.5% |
| Participant deferral / active EE | $18,976 | $8,237+130.4% | $7,906+140.0% | $6,396+196.7% |
| Admin fee / account holder | $3,232 | $14,976-78.4% | $13,708-76.4% | $12,562-74.3% |