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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,725 | $135,956+85.9% | $123,894+104.0% | $273,972-7.8% |
| Participation rate | 92.9% | 84.1%+8.8pp | 81.4%+11.4pp | 83.0%+9.8pp |
| Annual return | 9.26% | 56.63%-47.4pp | 47.52%-38.3pp | 41.46%-32.2pp |
| Employer contribution / active EE | $8,008 | $5,170+54.9% | $4,617+73.4% | $4,869+64.5% |
| Participant deferral / active EE | $14,935 | $6,343+135.5% | $5,984+149.6% | $5,287+182.5% |
| Admin fee / account holder | $11,316 | $9,817+15.3% | $8,357+35.4% | $10,133+11.7% |