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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $642,868 | $107,363+498.8% | $92,909+591.9% | $152,897+320.5% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 18.93% | 145.63%-126.7pp | 109.44%-90.5pp | 345.43%-326.5pp |
| Employer contribution / active EE | $25,641 | $4,222+507.3% | $3,653+601.8% | $4,764+438.3% |
| Participant deferral / active EE | $17,343 | $4,848+257.7% | $4,238+309.2% | $5,851+196.4% |
| Admin fee / account holder | $1,936 | $7,082-72.7% | $5,795-66.6% | $11,599-83.3% |