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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $684,569 | $97,729+600.5% | $83,830+716.6% | $135,379+405.7% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -8.04% | 1287.52%-1295.6pp | 850.97%-859.0pp | 519.79%-527.8pp |
| Employer contribution / active EE | $26,021 | $4,222+516.3% | $3,631+616.6% | $4,779+444.5% |
| Participant deferral / active EE | $17,270 | $4,683+268.8% | $4,082+323.1% | $5,609+207.9% |
| Admin fee / account holder | $22,704 | $6,674+240.2% | $5,479+314.4% | $10,828+109.7% |