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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,411 | $102,393+185.6% | $147,041+98.9% | $80,911+261.4% |
| Participation rate | 97.1% | 75.9%+21.2pp | 82.2%+14.9pp | 67.6%+29.4pp |
| Annual return | 15.24% | 134.95%-119.7pp | 419.21%-404.0pp | 35.63%-20.4pp |
| Employer contribution / active EE | $6,310 | $3,715+69.8% | $4,935+27.9% | $2,756+129.0% |
| Participant deferral / active EE | $12,052 | $6,647+81.3% | $8,071+49.3% | $4,297+180.5% |
| Admin fee / account holder | $2,410 | $7,943-69.7% | $13,006-81.5% | $6,935-65.2% |