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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,665 | $85,766+96.7% | $136,298+23.7% | $70,126+140.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 18.09% | 31.46%-13.4pp | 5156.27%-5138.2pp | 73.15%-55.1pp |
| Employer contribution / active EE | $4,840 | $2,966+63.2% | $4,696+3.1% | $2,343+106.6% |
| Participant deferral / active EE | $7,785 | $5,051+54.1% | $6,247+24.6% | $3,332+133.7% |
| Admin fee / account holder | $2,449 | $5,421-54.8% | $9,244-73.5% | $4,645-47.3% |