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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,951 | $159,934+130.7% | $147,005+151.0% | $145,959+152.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 17.91% | 98.24%-80.3pp | 418.76%-400.9pp | 561.95%-544.0pp |
| Employer contribution / active EE | $4,705 | $5,287-11.0% | $4,934-4.7% | $4,661+0.9% |
| Participant deferral / active EE | $14,385 | $8,427+70.7% | $8,070+78.3% | $6,689+115.1% |
| Admin fee / account holder | $3,323 | $15,053-77.9% | $13,006-74.4% | $13,398-75.2% |