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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,307 | $99,345-72.5% | $84,753-67.8% | $273,972-90.0% |
| Participation rate | 88.9% | 80.7%+8.2pp | 76.6%+12.3pp | 83.0%+5.9pp |
| Annual return | 1.09% | 22.93%-21.8pp | 22.78%-21.7pp | 41.46%-40.4pp |
| Employer contribution / active EE | $3,985 | $4,214-5.4% | $3,574+11.5% | $4,869-18.2% |
| Participant deferral / active EE | $0 | $4,270-100.0% | $3,712-100.0% | $5,287-100.0% |
| Admin fee / account holder | $653 | $6,645-90.2% | $5,333-87.8% | $10,133-93.6% |