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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,468 | $106,008-88.2% | $92,240-86.5% | $147,586-91.6% |
| Participation rate | 95.8% | 80.4%+15.4pp | 76.5%+19.4pp | 82.8%+13.0pp |
| Annual return | 10.10% | 50.05%-39.9pp | 176.29%-166.2pp | 578.59%-568.5pp |
| Employer contribution / active EE | $4,649 | $4,333+7.3% | $3,680+26.3% | $4,876-4.7% |
| Participant deferral / active EE | $10 | $4,478-99.8% | $3,897-99.8% | $5,439-99.8% |
| Admin fee / account holder | $13,446 | $6,333+112.3% | $5,194+158.9% | $10,886+23.5% |