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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,120 | $117,846-45.6% | $102,434-37.4% | $145,884-56.0% |
| Participation rate | 95.2% | 78.6%+16.6pp | 76.5%+18.7pp | 80.3%+14.9pp |
| Annual return | 6.38% | 31.90%-25.5pp | 29.46%-23.1pp | 551.85%-545.5pp |
| Employer contribution / active EE | $7,876 | $3,615+117.9% | $3,023+160.5% | $4,662+68.9% |
| Participant deferral / active EE | $1,423 | $5,733-75.2% | $5,055-71.9% | $6,690-78.7% |
| Admin fee / account holder | $1,387 | $13,356-89.6% | $9,462-85.3% | $13,392-89.6% |