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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,447 | $100,811-44.0% | $86,698-34.9% | $134,545-58.0% |
| Participation rate | 93.8% | 79.0%+14.8pp | 76.6%+17.2pp | 81.2%+12.5pp |
| Annual return | -11.48% | 29.11%-40.6pp | 35.96%-47.4pp | 418.37%-429.8pp |
| Employer contribution / active EE | $7,082 | $3,490+102.9% | $2,837+149.7% | $4,742+49.4% |
| Participant deferral / active EE | $1,585 | $5,339-70.3% | $4,656-66.0% | $6,401-75.2% |
| Admin fee / account holder | $625 | $10,926-94.3% | $7,492-91.7% | $11,431-94.5% |