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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,181 | $124,346-50.8% | $111,306-45.0% | $167,553-63.5% |
| Participation rate | 94.1% | 79.6%+14.5pp | 77.3%+16.8pp | 82.1%+12.0pp |
| Annual return | 8.02% | 37.46%-29.4pp | 54.67%-46.7pp | 478.89%-470.9pp |
| Employer contribution / active EE | $5,891 | $3,438+71.4% | $2,732+115.6% | $4,840+21.7% |
| Participant deferral / active EE | $1,412 | $5,182-72.8% | $4,488-68.5% | $6,343-77.7% |
| Admin fee / account holder | $3,032 | $10,623-71.5% | $7,966-61.9% | $12,316-75.4% |