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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,174 | $148,582-7.0% | $135,942+1.6% | $139,456-0.9% |
| Participation rate | 77.3% | 83.9%-6.6pp | 81.9%-4.6pp | 80.3%-3.1pp |
| Annual return | 22.38% | 79.26%-56.9pp | 68.28%-45.9pp | 373.45%-351.1pp |
| Employer contribution / active EE | $0 | $5,245-100.0% | $4,858-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $8,129 | $8,101+0.3% | $7,759+4.8% | $6,711+21.1% |
| Admin fee / account holder | $6,868 | $12,402-44.6% | $10,764-36.2% | $11,407-39.8% |