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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,626 | $138,075-19.9% | $123,552-10.5% | $135,379-18.3% |
| Participation rate | 87.5% | 84.7%+2.8pp | 82.3%+5.2pp | 82.6%+4.9pp |
| Annual return | -7.29% | 153.70%-161.0pp | 119.20%-126.5pp | 519.79%-527.1pp |
| Employer contribution / active EE | $2,203 | $5,152-57.2% | $4,628-52.4% | $4,779-53.9% |
| Participant deferral / active EE | $8,766 | $6,800+28.9% | $6,426+36.4% | $5,609+56.3% |
| Admin fee / account holder | $14,786 | $10,917+35.4% | $9,285+59.3% | $10,828+36.6% |