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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,536 | $100,784+42.4% | $191,597-25.1% | $82,637+73.7% |
| Participation rate | 89.1% | 70.5%+18.7pp | 76.9%+12.2pp | 68.1%+21.1pp |
| Annual return | 15.14% | 18.13%-3.0pp | 27.07%-11.9pp | 53.51%-38.4pp |
| Employer contribution / active EE | $646 | $3,102-79.2% | $5,025-87.1% | $2,552-74.7% |
| Participant deferral / active EE | $4,667 | $4,937-5.5% | $6,850-31.9% | $4,126+13.1% |
| Admin fee / account holder | $6,860 | $10,062-31.8% | $22,799-69.9% | $7,339-6.5% |