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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,524 | $93,063+36.0% | $153,476-17.6% | $80,911+56.4% |
| Participation rate | 93.5% | 69.0%+24.5pp | 77.1%+16.4pp | 67.6%+25.8pp |
| Annual return | 8.20% | 19.95%-11.8pp | 15.66%-7.5pp | 35.63%-27.4pp |
| Employer contribution / active EE | $605 | $3,507-82.7% | $5,038-88.0% | $2,756-78.0% |
| Participant deferral / active EE | $4,430 | $5,180-14.5% | $6,759-34.5% | $4,297+3.1% |
| Admin fee / account holder | $4,783 | $8,891-46.2% | $12,729-62.4% | $6,935-31.0% |