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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,471 | $227,399-79.1% | $189,758-75.0% | $198,609-76.1% |
| Participation rate | 92.3% | 84.0%+8.3pp | 79.8%+12.5pp | 82.4%+9.9pp |
| Annual return | 11.33% | 61.03%-49.7pp | 52.62%-41.3pp | 202.70%-191.4pp |
| Employer contribution / active EE | $2,030 | $5,526-63.3% | $4,767-57.4% | $5,055-59.8% |
| Participant deferral / active EE | $4,948 | $6,837-27.6% | $5,856-15.5% | $6,977-29.1% |
| Admin fee / account holder | $3,773 | $25,162-85.0% | $20,388-81.5% | $19,030-80.2% |