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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,615 | $87,546+10.4% | $75,784+27.5% | $125,389-22.9% |
| Participation rate | 40.0% | 80.2%-40.2pp | 75.8%-35.8pp | 83.2%-43.2pp |
| Annual return | -3.35% | 13.49%-16.8pp | 9.68%-13.0pp | 282.24%-285.6pp |
| Employer contribution / active EE | $1,438 | $3,930-63.4% | $3,323-56.7% | $4,866-70.4% |
| Participant deferral / active EE | $6,827 | $4,230+61.4% | $3,652+87.0% | $5,352+27.6% |
| Admin fee / account holder | $0 | $6,503-100.0% | $5,300-100.0% | $9,541-100.0% |