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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,973 | $106,247-30.4% | $96,515-23.4% | $139,466-47.0% |
| Participation rate | 43.5% | 77.8%-34.4pp | 74.3%-30.9pp | 80.3%-36.9pp |
| Annual return | 21.38% | 38.47%-17.1pp | 35.73%-14.3pp | 373.66%-352.3pp |
| Employer contribution / active EE | $1,750 | $4,106-57.4% | $3,740-53.2% | $4,754-63.2% |
| Participant deferral / active EE | $5,062 | $5,456-7.2% | $4,880+3.7% | $6,712-24.6% |
| Admin fee / account holder | $209 | $7,885-97.3% | $6,735-96.9% | $11,409-98.2% |