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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,115 | $100,970+228.9% | $96,576+243.9% | $137,256+142.0% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 14.50% | 38.16%-23.7pp | 38.47%-24.0pp | 220.34%-205.8pp |
| Employer contribution / active EE | $4,887 | $3,809+28.3% | $3,553+37.5% | $4,156+17.6% |
| Participant deferral / active EE | $15,092 | $8,286+82.1% | $7,956+89.7% | $6,407+135.6% |
| Admin fee / account holder | $1,100 | $11,312-90.3% | $11,381-90.3% | $12,270-91.0% |