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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,415 | $89,367-25.7% | $141,191-53.0% | $72,975-9.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 25.22% | 111.87%-86.6pp | 71.41%-46.2pp | 81.01%-55.8pp |
| Employer contribution / active EE | $9,070 | $3,115+191.2% | $4,736+91.5% | $2,440+271.7% |
| Participant deferral / active EE | $10,076 | $5,419+86.0% | $6,710+50.2% | $3,608+179.3% |
| Admin fee / account holder | $2,226 | $5,957-62.6% | $10,264-78.3% | $5,124-56.6% |