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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,883 | $135,956-59.6% | $123,894-55.7% | $273,972-80.0% |
| Participation rate | 90.9% | 84.1%+6.8pp | 81.4%+9.5pp | 83.0%+7.9pp |
| Annual return | 5.98% | 56.63%-50.6pp | 47.52%-41.5pp | 41.46%-35.5pp |
| Employer contribution / active EE | $3,372 | $5,170-34.8% | $4,617-27.0% | $4,869-30.7% |
| Participant deferral / active EE | $5,490 | $6,343-13.4% | $5,984-8.3% | $5,287+3.8% |
| Admin fee / account holder | $4,866 | $9,817-50.4% | $8,357-41.8% | $10,133-52.0% |