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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,399 | $105,856-59.0% | $90,161-51.9% | $147,586-70.6% |
| Participation rate | 58.8% | 79.7%-20.9pp | 76.9%-18.0pp | 82.8%-24.0pp |
| Annual return | 13.82% | 37.63%-23.8pp | 34.89%-21.1pp | 578.59%-564.8pp |
| Employer contribution / active EE | $563 | $4,126-86.4% | $3,318-83.0% | $4,876-88.5% |
| Participant deferral / active EE | $6,467 | $5,733+12.8% | $5,287+22.3% | $5,439+18.9% |
| Admin fee / account holder | $3,345 | $8,046-58.4% | $5,943-43.7% | $10,886-69.3% |