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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,243 | $105,158-41.8% | $94,672-35.3% | $139,487-56.1% |
| Participation rate | 87.5% | 82.4%+5.1pp | 80.8%+6.7pp | 80.3%+7.2pp |
| Annual return | 13.76% | 38.11%-24.3pp | 156.89%-143.1pp | 373.84%-360.1pp |
| Employer contribution / active EE | $0 | $4,107-100.0% | $3,673-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $13,078 | $7,599+72.1% | $7,417+76.3% | $6,713+94.8% |
| Admin fee / account holder | $7,551 | $8,972-15.8% | $7,222+4.6% | $11,407-33.8% |