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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,765 | $80,992-25.0% | $96,534-37.1% | $75,173-19.2% |
| Participation rate | 81.7% | 71.8%+9.9pp | 76.0%+5.7pp | 67.2%+14.5pp |
| Annual return | 13.74% | 27.05%-13.3pp | 25.88%-12.1pp | 160.72%-147.0pp |
| Employer contribution / active EE | $1,386 | $2,283-39.3% | $2,965-53.3% | $2,671-48.1% |
| Participant deferral / active EE | $3,640 | $3,929-7.4% | $4,851-25.0% | $4,126-11.8% |
| Admin fee / account holder | $4,926 | $6,717-26.7% | $8,253-40.3% | $5,651-12.8% |