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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,521 | $60,349-14.6% | $74,184-30.5% | $62,881-18.1% |
| Participation rate | 74.4% | 72.7%+1.6pp | 76.6%-2.3pp | 69.3%+5.1pp |
| Annual return | 11.37% | 21.38%-10.0pp | 17.74%-6.4pp | 20.14%-8.8pp |
| Employer contribution / active EE | $1,138 | $1,680-32.3% | $2,370-52.0% | $2,281-50.1% |
| Participant deferral / active EE | $3,226 | $2,856+13.0% | $3,550-9.1% | $3,203+0.7% |
| Admin fee / account holder | $4,273 | $4,261+0.3% | $5,586-23.5% | $4,296-0.5% |