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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,892 | $166,089-68.2% | $164,928-67.9% | $145,978-63.8% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.6%-3.6pp | 80.3%-5.3pp |
| Annual return | 12.72% | 100.26%-87.5pp | 70.08%-57.4pp | 550.52%-537.8pp |
| Employer contribution / active EE | $1,903 | $5,276-63.9% | $4,343-56.2% | $4,662-59.2% |
| Participant deferral / active EE | $4,989 | $6,961-28.3% | $6,034-17.3% | $6,690-25.4% |
| Admin fee / account holder | $806 | $16,641-95.2% | $12,684-93.6% | $13,400-94.0% |