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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,571 | $144,130-92.7% | $117,861-91.0% | $147,586-92.8% |
| Participation rate | 42.9% | 83.4%-40.6pp | 79.7%-36.8pp | 82.8%-40.0pp |
| Annual return | 31.08% | 531.20%-500.1pp | 335.11%-304.0pp | 578.59%-547.5pp |
| Employer contribution / active EE | $1,365 | $4,897-72.1% | $3,786-63.9% | $4,876-72.0% |
| Participant deferral / active EE | $2,969 | $5,316-44.2% | $4,482-33.8% | $5,439-45.4% |
| Admin fee / account holder | $248 | $10,887-97.7% | $8,021-96.9% | $10,886-97.7% |