Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,330 | $87,106-27.3% | $105,607-40.0% | $80,935-21.8% |
| Participation rate | 42.1% | 70.4%-28.3pp | 75.3%-33.2pp | 67.7%-25.6pp |
| Annual return | 10.20% | 17.01%-6.8pp | 116.11%-105.9pp | 35.66%-25.5pp |
| Employer contribution / active EE | $1,741 | $2,396-27.4% | $3,167-45.0% | $2,757-36.9% |
| Participant deferral / active EE | $3,658 | $3,986-8.2% | $5,011-27.0% | $4,299-14.9% |
| Admin fee / account holder | $13,463 | $8,447+59.4% | $10,958+22.9% | $6,924+94.4% |