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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,663 | $80,985+39.1% | $96,576+16.7% | $75,181+49.9% |
| Participation rate | 69.4% | 71.8%-2.4pp | 76.0%-6.6pp | 67.2%+2.2pp |
| Annual return | 15.06% | 27.05%-12.0pp | 25.87%-10.8pp | 160.69%-145.6pp |
| Employer contribution / active EE | $2,210 | $2,282-3.2% | $2,965-25.5% | $2,671-17.3% |
| Participant deferral / active EE | $4,332 | $3,929+10.3% | $4,851-10.7% | $4,126+5.0% |
| Admin fee / account holder | $13,762 | $6,719+104.8% | $8,253+66.8% | $5,650+143.6% |