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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,818 | $56,197-2.5% | $67,652-19.0% | $59,633-8.1% |
| Participation rate | 97.0% | 71.5%+25.5pp | 75.7%+21.3pp | 68.7%+28.3pp |
| Annual return | -0.13% | 18508.10%-18508.2pp | 6625.40%-6625.5pp | 2041.45%-2041.6pp |
| Employer contribution / active EE | $6,559 | $1,615+306.2% | $2,266+189.5% | $2,203+197.8% |
| Participant deferral / active EE | $3,982 | $2,844+40.0% | $3,560+11.8% | $3,192+24.7% |
| Admin fee / account holder | $4,771 | $3,958+20.5% | $4,821-1.0% | $4,297+11.0% |