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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,997 | $88,672+39.8% | $105,223+17.8% | $82,448+50.4% |
| Participation rate | 99.0% | 67.9%+31.0pp | 75.0%+23.9pp | 68.1%+30.9pp |
| Annual return | 12.63% | 30.86%-18.2pp | 180.65%-168.0pp | 41.64%-29.0pp |
| Employer contribution / active EE | $3,665 | $3,048+20.3% | $3,689-0.6% | $2,551+43.7% |
| Participant deferral / active EE | $7,712 | $4,036+91.1% | $5,072+52.1% | $4,139+86.3% |
| Admin fee / account holder | $8,810 | $7,146+23.3% | $8,859-0.5% | $7,234+21.8% |