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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,338 | $110,093+65.6% | $97,295+87.4% | $145,897+25.0% |
| Participation rate | 88.9% | 75.9%+13.0pp | 72.7%+16.2pp | 80.3%+8.6pp |
| Annual return | 16.56% | 244.76%-228.2pp | 75.62%-59.1pp | 552.29%-535.7pp |
| Employer contribution / active EE | $1,787 | $3,077-41.9% | $2,723-34.4% | $4,663-61.7% |
| Participant deferral / active EE | $3,717 | $4,678-20.5% | $4,264-12.8% | $6,689-44.4% |
| Admin fee / account holder | $3,775 | $6,212-39.2% | $5,646-33.2% | $13,390-71.8% |