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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,767 | $37,446+233.2% | $77,513+61.0% | $79,852+56.2% |
| Participation rate | 25.5% | 41.5%-16.0pp | 54.2%-28.7pp | 69.6%-44.1pp |
| Annual return | 13.44% | 39.76%-26.3pp | 54.81%-41.4pp | 31.72%-18.3pp |
| Employer contribution / active EE | $637 | $637-0.1% | $987-35.5% | $2,471-74.2% |
| Participant deferral / active EE | $1,715 | $1,261+36.0% | $1,861-7.8% | $3,740-54.1% |
| Admin fee / account holder | $0 | $2,506-100.0% | $2,859-100.0% | $5,306-100.0% |