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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,263 | $32,117+268.2% | $71,086+66.4% | $64,173+84.3% |
| Participation rate | 17.0% | 42.7%-25.7pp | 54.7%-37.6pp | 69.6%-52.5pp |
| Annual return | -3.50% | -5.57%+2.1pp | 650.59%-654.1pp | 7.63%-11.1pp |
| Employer contribution / active EE | $475 | $712-33.3% | $1,088-56.3% | $2,381-80.1% |
| Participant deferral / active EE | $1,313 | $1,263+4.0% | $1,874-30.0% | $3,470-62.2% |
| Admin fee / account holder | $13 | $2,759-99.5% | $3,082-99.6% | $4,887-99.7% |