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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,672 | $99,345-38.9% | $84,753-28.4% | $273,972-77.9% |
| Participation rate | 56.3% | 80.7%-24.4pp | 76.6%-20.3pp | 83.0%-26.8pp |
| Annual return | 17.36% | 22.93%-5.6pp | 22.78%-5.4pp | 41.46%-24.1pp |
| Employer contribution / active EE | $1,082 | $4,214-74.3% | $3,574-69.7% | $4,869-77.8% |
| Participant deferral / active EE | $2,954 | $4,270-30.8% | $3,712-20.4% | $5,287-44.1% |
| Admin fee / account holder | $88 | $6,645-98.7% | $5,333-98.3% | $10,133-99.1% |