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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,132 | $97,732-18.0% | $83,831-4.4% | $135,380-40.8% |
| Participation rate | 47.4% | 80.0%-32.6pp | 76.1%-28.8pp | 82.6%-35.3pp |
| Annual return | -7.14% | 1287.56%-1294.7pp | 850.99%-858.1pp | 519.81%-526.9pp |
| Employer contribution / active EE | $1,131 | $4,222-73.2% | $3,631-68.8% | $4,779-76.3% |
| Participant deferral / active EE | $3,222 | $4,683-31.2% | $4,082-21.1% | $5,609-42.6% |
| Admin fee / account holder | $116 | $6,675-98.3% | $5,479-97.9% | $10,828-98.9% |