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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,132 | $196,972-15.1% | $182,262-8.3% | $198,609-15.8% |
| Participation rate | 63.6% | 85.7%-22.1pp | 84.2%-20.6pp | 82.4%-18.7pp |
| Annual return | 9.12% | 158.27%-149.2pp | 140.60%-131.5pp | 202.70%-193.6pp |
| Employer contribution / active EE | $3,334 | $5,364-37.8% | $5,046-33.9% | $5,055-34.1% |
| Participant deferral / active EE | $5,822 | $8,643-32.6% | $8,276-29.7% | $6,977-16.6% |
| Admin fee / account holder | $46,668 | $18,429+153.2% | $16,712+179.3% | $19,030+145.2% |