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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,474 | $162,136-25.7% | $152,301-20.9% | $154,746-22.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 13.58% | 91.02%-77.4pp | 80.50%-66.9pp | 172.34%-158.8pp |
| Employer contribution / active EE | $24,644 | $4,890+403.9% | $4,624+432.9% | $4,379+462.8% |
| Participant deferral / active EE | $7,913 | $8,341-5.1% | $8,004-1.1% | $6,730+17.6% |
| Admin fee / account holder | $55,804 | $15,759+254.1% | $14,398+287.6% | $14,365+288.5% |