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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,508 | $160,040-25.3% | $147,096-18.8% | $145,877-18.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 62.63% | 98.49%-35.9pp | 419.75%-357.1pp | 551.28%-488.7pp |
| Employer contribution / active EE | $3,658 | $5,289-30.8% | $4,936-25.9% | $4,663-21.6% |
| Participant deferral / active EE | $5,335 | $8,429-36.7% | $8,071-33.9% | $6,691-20.3% |
| Admin fee / account holder | $4,233 | $15,050-71.9% | $13,005-67.5% | $13,402-68.4% |