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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,004 | $160,028+13.1% | $147,080+23.1% | $145,884+24.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.17% | 98.60%-86.4pp | 420.17%-408.0pp | 551.85%-539.7pp |
| Employer contribution / active EE | $3,626 | $5,286-31.4% | $4,933-26.5% | $4,662-22.2% |
| Participant deferral / active EE | $10,787 | $8,422+28.1% | $8,066+33.7% | $6,690+61.3% |
| Admin fee / account holder | $3,948 | $15,030-73.7% | $12,989-69.6% | $13,392-70.5% |