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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $423,317 | $160,028+164.5% | $147,080+187.8% | $145,884+190.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 7.74% | 98.60%-90.9pp | 420.17%-412.4pp | 551.85%-544.1pp |
| Employer contribution / active EE | $8,054 | $5,286+52.4% | $4,933+63.3% | $4,662+72.7% |
| Participant deferral / active EE | $7,161 | $8,422-15.0% | $8,066-11.2% | $6,690+7.0% |
| Admin fee / account holder | $27,597 | $15,030+83.6% | $12,989+112.5% | $13,392+106.1% |