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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $379,740 | $148,629+155.5% | $135,982+179.3% | $139,487+172.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 10.56% | 79.33%-68.8pp | 68.32%-57.8pp | 373.84%-363.3pp |
| Employer contribution / active EE | $11,080 | $5,247+111.2% | $4,859+128.0% | $4,755+133.0% |
| Participant deferral / active EE | $8,238 | $8,102+1.7% | $7,760+6.2% | $6,713+22.7% |
| Admin fee / account holder | $3,075 | $12,406-75.2% | $10,767-71.4% | $11,407-73.0% |